Inland marine insurance in the United States indemnifies loss to movable or specialized types of property, historically developing as an outgrowth of ocean marine insurance. This category if insurance includes property coverage for construction equipment, medical diagnostic equipment, musical instruments, and a wide variety of other types of property.

The inland marine insurance definition has evolved over time to cover a wide range of property and materials:

• Property in transit 
• Property in the custody of a bailee
• Property deemed to be an instrumentality of transportation or communication, such as bridges and radio towers.
• Mobile medical equipment.
• Contractors equipment.
• Actually in transit
• Held by a bailee
• At a fixed location that is an instrument of transportation.
• A movable type of goods that is often at all locations

The following coverages represent a wide range of types of coverages typically called inland marine.

• Accounts receivable 
• Bailee customer’s goods
• Builders’ risk
• Camera and photographic equipment
• Computer coverage
• Communication towers and equipment
• Contractors equipment
• Commercial floaters
• Dealers
• Exhibition
• Fine arts
• Furriers
• Golf equipment
• Guns