While other insurance companies don’t offer flexible coverages, The Ziegler Insurance Agency does and is there to help you save your money. The Ziegler Insurance Agency specializes in vacant home insurance coverage, which can be renewed for up to 3 yrs of coverage with pro-rated cancellation. Many other companies shy away from insuring vacant homes but not The Ziegler Insurance Agency, we make it easy for you to move, renovate your home or put it up for sale. You won’t get stuck paying for a longer term than you need.

• Named Peril Coverage – this means we cover perils(fire, explosion, lightning, windstorm, and hail damage) 

• Vandalism and Malicious Mischief Coverage – Many companies don’t offer this important coverage on an unoccupied home,but The Ziegler Insurance Agency does.

• Full 12 month policy – this means the we offer flexible payment plans and pro-rated cancellation. If you need to cancel before your year is up. We also off options to renew for up to four yrs.

• Agreed Loss Settlement – if your home is destroyed by an insured loss, you receive the full amount of agreed upon insurance for your home (minus deductions).

• Liability Coverage – This provides coverage if you’re found legally responsible for an accident that causes injury to someone on the rental premises or cause property damage.

• Actual Cash Value – in the event of a covered loss, this covers the cost to replace or repair your damaged property, with a deduction for depreciation, which reflects that age and condition of your home.