Motorcycle insurance provides financial protection in the event of a motorcycle accident, loss, theft or damage. Motorcycle insurance includes liability coverage in case you are responsible for another person’s injuries or property damage. These policies provide coverage for motorcycles, choppers, fast street bikes or “crotch rockets,” mopeds, and eve Segways.

A standard motorcycle insurance policy will cover some portion of the costs associated with the damage to your bike. It will also provide compensation in the event you cause bodily injury  or property damage or have legal fees to pay an accident. Known as bodily injury and property damage liability, your motorcycle liability insurance covers the cost of liability claims and legal fees, up to the limits of your policy ,If you are at fault in an accident.

 You can customize your policy to cover the following:

• Full replacement cost of your bike, in the even it’s totaled.
• Comprehensive coverage, which will pay for loss or damage, damage from animals and motorcycle theft.
• Medical payments, in the event you require medical care or hospitalization.
• Uninsured /underinsured motorists coverage, in the event that another driver is at fault in an accident and does not have adequate insurance to pay your costs
• Damage or loss to your gear and upgrades, such as transport trailers, sidecars, custom exhaust equipment, and safety apparel.

When you choose what you want you motorcycle insurance to cover, find the balance between protecting yourself against risks you face and what you can budget for coverage. The good news is that there are any ways to save on your insurance if you are a safe driver with a good driving record.